Is paying your mortgage off quicker really the best option?

By admin • January 8th, 2020
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective, after tax investment return this strategy delivered, […]

Work, life, travel – you can do it all!

By admin • January 6th, 2020
Travelling the world and seeing the sites is an expensive endeavour, particularly when young. This article explains how working abroad can help you live the work-life-travel dream. Michael was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed […]

New Year resolutions for small businesses

By admin • January 6th, 2020
As New Year resolution time rolls around spare a thought for your business, because every business can benefit from a few resolutions of its own. Here are a few ideas that any business can build some New Year resolutions around. Make sure you have an up to date business plan. Many business plans sit gathering […]

Protection during parenthood

By admin • October 28th, 2019
For many people, one of the most important roles in life is parenthood, but as an “unpaid” occupation, can a full-time Mum or Dad insure against the costs of not being able to fulfil their role if they become sick or injured? The short answer is yes; but another more difficult question to answer is, […]

Joined up finances

By admin • October 28th, 2019
If things are getting serious with your partner, is merging your finances a natural next step? Learn about different ways to manage money as a couple so you can decide on the right approach for your relationship. Being open about money is pretty important in a successful relationship. Secret spending and other  forms of financial […]

The unique needs of small business owners

By admin • September 24th, 2019
The main reason people go into business for themselves is quite simple – to have more control. For others, wealth creation is the main focus, although small business also brings with it the higher chance of failure and loss. Is the hard work and extra risk worth it? If you are a small business owner […]

If you think you’d never fall for a scam, read this…

By admin • September 18th, 2019
If you are aged over 50, male, highly educated, financially literate and manage your own super, beware. You’re at a higher risk of being the target (and victim) of organised investment fraud. This isn’t necessarily because your demographic is particularly gullible. Rather, it’s because you’re more likely to control higher levels of wealth, perhaps as […]

8 handy tips for travelling overseas

By admin • September 9th, 2019
Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow. For most people their travels will be a safe and wonderful experience, but things can go wrong. While you can’t control everything, a little bit […]