Many grandparents want to give their grandchildren a head start in life, and a common way to do so is to help out financially by paying some (or all) of […]
A different way to help your grandkids financially Read More »
If you are an employee, there are two ways in which you can optimise the tax effectiveness of your additional super contributions: opt for a salary sacrifice arrangement, whereby your
Salary sacrifice vs personal contributions to super Read More »
Financial literacy is a fundamental life tool. Teaching our kids about financial management from a young age should be a high priority as this is now recognised as an important
Financial literacy for our children Read More »
Not so long ago one of the most effective, low-risk wealth creation strategies was to pay down a mortgage using spare savings, either directly or via the disciplined use of
Is paying your mortgage off quicker really the best option? Read More »
Travelling the world and seeing the sites is an expensive endeavour, particularly when young. This article explains how working abroad can help you live the work-life-travel dream. Michael was twenty-something
Work, life, travel – you can do it all! Read More »
If you are aged over 50, male, highly educated, financially literate and manage your own super, beware. You’re at a higher risk of being the target (and victim) of organised
If you think you’d never fall for a scam, read this Read More »
Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow.
8 handy tips for travelling overseas Read More »
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up –
Traps to avoid in retirement – Going too hard too fast Read More »
Many people will say they are dreaming of retirement, but some are not taking the necessary action to make it a reality. In fact, there are not too many people
How much income do you need in retirement? Read More »
How much does it cost to raise a child? Obviously, the answer is highly dependent on individual circumstances. However, as a guide, a 2013 national study* found that a typical
Building your ‘Family Future Fund’ Read More »
According to a recent survey *, Australians tend to underestimate the amount of money needed in our retirement years by as much as 20%. Survey respondents, including active Australian investors, revealed
What’s your magic number? Read More »
There has been much social and political debate since the federal government proposed pushing out the age at which Australians can access the age pension. Although most occupations don’t have
When is a good time to retire? Read More »
The 40s are, for many people, a critical decade for building wealth. Income is usually on the rise, but so are expenses such as mortgages and school fees. Juggling priorities
5 common financial mistakes people make in their 40s Read More »
Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate, however many are quite substantial. If you’re one of the
What will you do with your tax refund? Read More »
Before heading off on an overseas holiday, Sam decided to buy an expensive new camera to document his travels. The camera store offered a ‘buy now, pay later’ option and,
Buy now, pay later – manage carefully Read More »
