Archive for the ‘General News’ Category

Qualifying for the Commonwealth Seniors Health Card

By admin • August 31st, 2018

The Commonwealth Seniors Health Card (CSHC) provides eligible self- funded retirees and workers over pension age with concessions on prescription medicines and a range of other benefits, such as: • Bulk-billed doctor appointments (at the doctor’s discretion). • Lower PBS Safety Net threshold. • Concessions on health, transport and education costs provided by state governments. […]

Longevity in financial planning

By admin • August 31st, 2018

Everything we do has a time frame. Whether it’s when we want to wake up or decide to take a holiday, our everyday decisions often involve time. It’s no surprise that ‘time’ is one of the most used words in every language. We understand and use time concepts ‘all the time’, from a very early […]

Aged care – how will it affect your family?

By admin • May 30th, 2017

As older Australians make up a larger portion of our population, affordable and reliable care options for our seniors become paramount to more families. Naturally, when investigating options for an elderly person, finding the right level of care is crucial, as is anticipating future care requirements and planning ahead. Given a choice, most people would […]

Millennials and finance – your unique needs

By admin • May 30th, 2017

If you entered the world between 1980 and 1996, you’re part of the “millennial generation”. You’ve grown up in an age of unprecedented abundance and incredible technical innovation, and as a group, enjoy a greater wealth of opportunity – professionally, socially and recreationally – than any previous generation. Many goods and services have never been […]

The future for retirement

By admin • February 23rd, 2017

Research over recent years suggests that the secret to a long and healthy life is to continue working and to stay in control of your finances and life. The nature of work may change – fewer hours, less stress, new career – and with good planning it is possible to have all the good things […]

You CAN save one million dollars!

By admin • February 23rd, 2017

One of the most common questions I’m asked as a financial adviser is “will I have enough to retire?” It truly is the sixty-four thousand dollar question and if $64,000 was the answer, we’d all be on easy street! With so many variables involved, there is no set answer, but these days with many of […]

To stay on track, it pays to look back

By admin • February 23rd, 2017

Financial planning is, by its nature, forward-looking. What counts is where you are now and what you do in the coming months and years. That said; there’s good reason to pause and take a look over your shoulder to see how far you’ve come. Why? Because taking stock of what you have achieved so far […]

5 Strategies to prepare for the pension assets test changes

By admin • January 31st, 2017

There are a number of strategies that retirees can implement to help them retain or improve their cash flow when changes to the pension assets test take effect. Over 300,000 Australian retirees are expected to lose their Age Pension from 1 January 2017, with the federal government dramatically lowering the value of assets pensioners can […]

The power of “average”

By admin • November 29th, 2016

When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the benefits of growth investments such as shares or property. As an astute investor you will be […]

Closing the super savings gap

By admin • November 16th, 2016

While as a nation we collectively face a large retirement savings gap, there are a number of smart things you could consider doing to help make sure your future financial security isn’t at risk. The savings gap Most Australians are financially unprepared for retirement, partly because we are living longer than ever before and we […]

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