Budgeting for baby: What you need to know
If you’re looking at starting a family, the cost of raising kids might not be your first thought. But the sooner you start budgeting and saving for your life together, …
If you’re looking at starting a family, the cost of raising kids might not be your first thought. But the sooner you start budgeting and saving for your life together, …
One of the most common questions we’re asked as financial advisors is “How much do I need to save up before I can retire?” With so many variables involved, there …
If things are getting serious with your partner, is merging your finances a natural next step? Being open about money is pretty important in a successful relationship. Secret spending and …
Joining finances with a partner – the benefits and pitfalls Read More »
If you’re like us, this final week of January is a time where you’re back in the swing of work after some Christmas/New Year downtime. With kids going back to …
4 Fabulous Financial Resolutions to set you up for 2021 Read More »
In uncertain times, it can be easy to get caught up in what ‘might’ happen and thus miss the chance to reflect on what ‘did’ happen and the lessons you …
In order to protect card users, credit card providers are subject to stringent rules. Here’s a round-up of the most recent ones that have been put in place: Credit card …
Renting out a spare room can be a great way to earn some extra cash, particularly with the help of Airbnb and similar online services. However, it’s easy to overlook …
It goes without saying that homebuyers love low-interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well … maybe. Lower interest rates …
Many grandparents want to give their grandchildren a head start in life, and a common way to do so is to help out financially by paying some (or all) of …
A different way to help your grandkids financially Read More »
If you are an employee, there are two ways in which you can optimise the tax effectiveness of your additional super contributions: opt for a salary sacrifice arrangement, whereby your …
Salary sacrifice vs personal contributions to super Read More »
Financial literacy is a fundamental life tool. Teaching our kids about financial management from a young age should be a high priority as this is now recognised as an important …
The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is …
Four financial resolutions to kick start the new year Read More »
Not so long ago one of the most effective, low-risk wealth creation strategies was to pay down a mortgage using spare savings, either directly or via the disciplined use of …
Is paying your mortgage off quicker really the best option? Read More »
Travelling the world and seeing the sites is an expensive endeavour, particularly when young. This article explains how working abroad can help you live the work-life-travel dream. Michael was twenty-something …
If you are aged over 50, male, highly educated, financially literate and manage your own super, beware. You’re at a higher risk of being the target (and victim) of organised …
If you think you’d never fall for a scam, read this… Read More »