10 tips for managing debt better
Here are ten quick and easy financial planning tips to help you manage debt better: 1. Consolidate Pool all your debts into one. The benefit here is that you may …
Here are ten quick and easy financial planning tips to help you manage debt better: 1. Consolidate Pool all your debts into one. The benefit here is that you may …
In order to protect card users, credit card providers are subject to stringent rules. Here’s a round-up of the most recent ones that have been put in place: Credit card …
It goes without saying that homebuyers love low-interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well … maybe. Lower interest rates …
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs. If you’re struggling with …
Interest rates have never been lower, and it’s possible they might fall even further. This creates opportunities for householders and businesses, so how can you best take advantage of low …
5 ways to benefit from record low interest rates Read More »
Not so long ago one of the most effective, low-risk wealth creation strategies was to pay down a mortgage using spare savings, either directly or via the disciplined use of …
Is paying your mortgage off quicker really the best option? Read More »
Many people will say that they are dreaming of retirement, but some are not taking the necessary action to make it a reality. In fact, there are not too many …
Before heading off on an overseas holiday, Sam decided to buy an expensive new camera to document his travels. The camera store offered a ‘buy now, pay later’ option, and …
A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. However, …
Are falls in interest rates good or bad for homebuyers? Read More »
Talk about hammering the plastic. In November 2016 Australia’s 16.7 million credit card accounts were used to make 226 million transactions with a total value of $27.8 billion. We are …
Tap and go – is it too easy to use our credit cards? Read More »
Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may …
If you want to repay your mortgage quickly and still have easy access to your additional repayments, an offset account may be worth using. What’s an offset account? An offset …
Offset accounts: A better way to manage your mortgage Read More »
“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are …
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and …
A tale of two retirements – which would you choose? Read More »
The term ‘Annuity’ is often mentioned in the financial press or TV advertising, but what actually are annuities and how do they work in practice? The word annuity itself originates …