Are low interest rates good for home buyers?
It goes without saying that homebuyers love low-interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well … maybe. Lower interest rates …
Property
An illustration of the need to diversify
Schroders produces a wall poster each year that shows the relative performance of all asset classes from the past 20 years. It’s one of the most popular items we provide …
Lessons from the GFC – 10+years on
It’s been more than a decade since the market crash known as the Global Financial Crisis (GFC) rocked the investment world. At the time investors could only watch in disbelief …
How the yield curve can affect you
US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot. Changes in US interest …
Claiming deductions for vacant land
If you’ve bought a block of land to build a rental property on, you may be entitled to claim a tax deduction. If you’re able to show that you’ve taken …
Entering the investment property market
Purchasing a property for investment purposes can involve a different set of considerations compared to purchasing a home to live in. Here are some tips to get you started. Which …
Downsize your home, upsize your super
Over 65? Thinking of selling your home? From 1 July 2018 you may be able to contribute up to $300,000 ($600,000 for a couple) from the proceeds of the sale …
Rentvesting: the not-so-new phenomenon
At first glance it seems like a strange thing to do: rent out a property that you own while paying rent to live in somebody else’s place. Yet this phenomenon …
Are falls in interest rates good or bad for homebuyers?
A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. However, …
Are falls in interest rates good or bad for homebuyers? Read More »
Millennials and finance – your unique needs
If you entered the world between 1980 and 1996, you’re part of the “millennial generation”. You’ve grown up in an age of unprecedented abundance and incredible technical innovation, and as …
The power of “average”
When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five …
The 9 golden rules of investing
While markets are performing well it’s easy to sit back and watch investments rise in value. However what happens when the markets are not performing so well and uncertainty abounds? …
Australian shares or residential property?
A great article on the performance comparison of shares versus property: 2 Jul 2014 – CHRIS WALKER (INVESTSMART) Which is the best investment – shares or residential property? It’s a question that …
Residential Property Update
Thanks to BIS Shrapnel for this article: Property Update July 2013
Rent a home or buy a home?
A common scenario faced by many a young couple or even singles for that matter is whether to rent a home of your own or go into debt and buy …