Schroders produces a wall poster each year that shows the relative performance of all asset classes from the past 20 years. It’s one of the most popular items we provide to clients because it serves as a stark reminder of the role diversification plays in portfolio construction. This year’s table is ever more striking, given […]
Archive for the ‘Property’ Category
An illustration of the need to diversify
By admin • July 2nd, 2019Lessons from the GFC – 10+years on
By admin • July 2nd, 2019It’s been more than a decade since the market crash known as the Global Financial Crisis (GFC) rocked the investment world. At the time investors could only watch in disbelief as 50 per cent was wiped off the value of their shares. Arguably, the actions those investors took are still reverberating today. Which begs the […]
How the yield curve can affect you
By admin • June 28th, 2019US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot. Changes in US interest rate settings have made a big impact on investment returns from bonds and shares over the past year, while uncertainty about the future direction of […]
Claiming deductions for vacant land
By admin • March 11th, 2019If you’ve bought a block of land to build a rental property on, you may be entitled to claim a tax deduction. If you’re able to show that you’ve taken active and genuine steps to build a rental property and make it available for rent as soon as it’s completed, then you can claim a […]
Entering the investment property market
By admin • December 4th, 2018Purchasing a property for investment purposes can involve a different set of considerations compared to purchasing a home to live in. Here are some tips to get you started. Which rental market? First, decide if your property will cater for the budget rental market, mid-level rentals or the executive market. While the “executive” end of […]
Downsize your home, upsize your super
By admin • December 4th, 2018Over 65? Thinking of selling your home? From 1 July 2018 you may be able to contribute up to $300,000 ($600,000 for a couple) from the proceeds of the sale of your home to your superannuation fund. This incentive, known as the ‘downsizer contribution’, is part of a federal government program to improve housing affordability. […]
Rentvesting: the not-so-new phenomenon
By admin • November 28th, 2018At first glance it seems like a strange thing to do: rent out a property that you own while paying rent to live in somebody else’s place. Yet this phenomenon of ‘rentvesting’ is proving popular, driven by a mix of lifestyle and financial factors. Why do it? A prime reason to rentvest is to get […]
Are falls in interest rates good or bad for homebuyers?
By admin • May 30th, 2017
A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. However, lower interest rates also mean borrowers can service a bigger loan. In a competitive housing market that can push up prices. So, what’s really going […]
Millennials and finance – your unique needs
By admin • May 30th, 2017If you entered the world between 1980 and 1996, you’re part of the “millennial generation”. You’ve grown up in an age of unprecedented abundance and incredible technical innovation, and as a group, enjoy a greater wealth of opportunity – professionally, socially and recreationally – than any previous generation. Many goods and services have never been […]
The power of “average”
By admin • November 29th, 2016When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the benefits of growth investments such as shares or property. As an astute investor you will be […]