Many Australians are turning to growth assets in order to chase better returns than those offered by the banks. With thousands of shares listed on the stock exchange, what do […]
Selecting shares to invest in – 5 key considerations Read More »
The busier we get the more we tend to put off the important things. Often the last subject we want to think about is our Will or other estate planning
Major life change? Don’t forget to update your Will Read More »
The global COVID-19 jab-fest gathered pace with some countries, including Israel and the United Kingdom, achieving high rates of immunisation. More importantly, both these countries saw their daily new infection
Quarterly Economic Update: January-March 2021 Read More »
The Transfer Balance Cap (TBC) began on 1 July 2017. It is a lifetime limit on the total amount of superannuation that can be transferred into retirement phase income streams,
Superannuation transfer balance cap changes coming on 1 July 2021 Read More »
The property market in Perth right now is red hot. What’s driving the heat? Lots of factors: There are fewer properties on the market listed for sale (8,680 compared to
Don’t get caught out: The hidden costs of selling a property Read More »
Back in the days of “normal” interest rates the simple answer to the question “what do I do with any surplus savings?” was “pay off debt”. That’s still a sound
Wealth creation using superannuation – a case study Read More »
One of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life here are the strategies you
The best financial strategy for each stage of life Read More »
Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to larger losses when markets fall.
Borrowing to invest – should you do it? Read More »
While it’s easy to be discouraged by superannuation and fear you will never have enough money saved to stop working, remember even a modest superannuation balance can make a big
Six hacks that will see low-income earners retire richer Read More »
Buying an investment property is a well-worn road to riches for many Australians. Despite a few ups and downs residential housing has delivered strong returns over many years, and experts
Why ‘low-interest’ is causing high interest in property Read More »
If you’re working and haven’t yet reached the point of financial independence, then income protection insurance should be on your radar. As the name implies, it can help you protect
Getting more out of income protection insurance Read More »
Approximately 1.8 million Australian homeowners receive some level of age pension, with around 700,000 on a part pension. What many of these part-age pensioners may not know is that, along
What is the pension loan scheme? Read More »
Minimum pension drawdown rates are likely to return to pre-COVID-19 levels and remain static despite changes in life expectancy factors and an expected review by the government actuary, the major
Pre-COVID minimum pensions to return Read More »
Setting up a home office? Here’s how to create a comfortable workspace, while offsetting the extra costs of working remotely. If you’re among those who have decided to say ‘so
What you can claim when working from home Read More »
The story below was written by one of our long-time clients Kelly Exeter who lost her husband Anthony (Ant) in a freak accident two years ago. It is rare but
The value of financial advice when tragedy strikes – a personal story Read More »
