Archive for the ‘Interest Rates’ Category

Are falls in interest rates good or bad for homebuyers?

By admin • May 30th, 2017
Are falls in interest rates good or bad for homebuyers?

A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. However, lower interest rates also mean borrowers can service a bigger loan. In a competitive housing market that can push up prices. So, what’s really going […]

Every family has a story…….welcome to ours

By admin • May 3rd, 2013
Every family has a story…….welcome to ours

            Over the last 6 months or so, Paradigm has had many new additions welcomed into the world by our clients. Congratulations to the Richardson’s, Verheyen and Auletta, Exeter’s, Willett’s and the many new grand children of clients. What changes when a family has started or been extended?  Incomes Parental, […]

To fix or not to fix?

By admin • August 7th, 2012
To fix or not to fix?

With two interest rate drops already by the Reserve Bank in 2012 and possibly more to come, the banks have reduced their longer term interest rates to a level sometimes below the standard variable rate. Depending on the amount borrowed, the bank and the type of package you are on, a 3 year fixed rate […]

The RBA eases interest rates again – what does this mean for 2012

By admin • December 7th, 2011

Macquarie Economic Commentary

What is the outlook for 2010/2011?

By admin • July 1st, 2010

What is the outlook for 2010/2011 for the economy, interest rates, unemployment, exchange rates, business, sharemarket and property.

Fixed-rate mortgage offers a safe haven

By admin • June 29th, 2010

Interest rates on a number of fixed-rate home loans are currently lower than the variable rates of about 7.4 per cent that are being offered by many lenders. With the prospect that interest rates will go higher over the next 18 months, the question of whether to fix all or some of the borrowing should […]

2010 Federal Budget Summary

By admin • May 10th, 2010

On 11 May 2010 the Federal Government released the 2010 Budget with the major announcement that budget estimates expect a return to surplus in 2012/13, three years earlier than previously forecast. The faster-than-expected return to surplus is premised on strong terms of trade, new tax measures for resources and tobacco, and maintaining a 2% cap […]

Experts say housing market can withstand more rate rises

By admin • March 8th, 2010

The housing market will not see any significant drop in demand until the variable mortgage rate reaches about 8%, according to industry experts, leaving some time before the real estate industry feels the pain of rising interest rates. The comments come just one week after the Reserve Bank of Australia lifted the official cash rate […]

Second Hand News

By admin • February 25th, 2010

Trying to understand financial markets by tracking the daily media headlines is like trying to tell the time by tracking the second hand of a watch. By focusing on the minutiae, you risk missing the big picture.

Rate Expectations

By admin • February 11th, 2010

Bookmakers sometimes refuse to offer odds on a particular horse if it’s seen as a sure thing. So it was recently when a betting agency declined to take bets on the Reserve Bank of Australia raising official interest rates because the outcome was “as close to a guaranteed certainty as possible”.

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