From 1 January 2017, there are some important age pension changes that could impact your benefits and warrant some pre-emptive action. What’s changing? The lower asset threshold that determines your […]
Important changes to the age pension in 2017 Read More »
When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five
The power of “average” Read More »
If you want to repay your mortgage quickly and still have easy access to your additional repayments, an offset account may be worth using. What is an offset account? An
Offset accounts: A better way to manage your mortgage Read More »
While as a nation we collectively face a large retirement savings gap, there are a number of smart things you could consider doing to help make sure your future financial
Closing the super savings gap Read More »
Here is a quick guide to avoiding five of the biggest estate planning potential blunders. 1. Where there’s a will (may not be enough) Using a do-it-yourself ‘will kit’ may
How to avoid big estate planning blunders Read More »
Modesty and comfort are both in the eye of the beholder to a certain extent. But have you ever wondered how your retirement plans (or retirement reality) stack up against
Do you have a “modest” or “comfortable” lifestyle? Read More »
“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are
7 ways to de-stress a mortgage Read More »
Before you set up a self-managed superannuation fund (SMSF) you need to ensure you are eligible to be a member and trustee, and understand your responsibilities. Who can be a
Do you know what it takes to be a SMSF trustee? Read More »
Living wills are an integral part of estate planning. There can be few situations as distressing as the need to make hard decisions about the end of life of a
Living Wills and their role in Estate Planning Read More »
If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself
How well protected is your business? Read More »
Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan. But before
A few interesting facts about retirement Read More »
It’s obvious that investors select investments based on the rate of return they can earn on their funds. For share investments, the rate of return has two components: Sell the
The role of franking credits Read More »
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and
A tale of two retirements – which would you choose? Read More »
The term ‘annuity’ is often mentioned in the financial press or TV advertising, but what actually are annuities and how do they work in practice? The word annuity itself originates
What is an annuity? Read More »
As you gather your paperwork for your tax return, it’s a good opportunity to reflect on how next year could be better. It goes without saying that planning and a
4 money-saving tax time techniques Read More »
