Downsize your home, upsize your super
Over 65? Thinking of selling your home? From 1 July 2018 you may be able to contribute up to $300,000 ($600,000 for a couple) from the proceeds of the sale […]
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Transitioning into retirement
If you’re nearing retirement age but don’t want to stop work entirely, another option might be to transition into retirement by accessing some of your accumulated superannuation. For those over
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Securing your network
Many small businesses don’t have dedicated technology staff to install, configure and update their networks and the job is often left to somebody who may not have had formal training.
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Which is more precious…?
It’s the middle of the night and you’re jolted awake by extreme pain in your chest. You feel like the life is being crushed out of you and immediately realise
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Early access to super
We all know that our superannuation is there to provide for our financial needs in retirement. That means we can’t usually access our super until we reach preservation age and
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Buy now, pay later – manage carefully
Before heading off on an overseas holiday, Sam decided to buy an expensive new camera to document his travels. The camera store offered a ‘buy now, pay later’ option and,
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Rentvesting: the not-so-new phenomenon
At first glance it seems like a strange thing to do: rent out a property that you own while paying rent to live in somebody else’s place. Yet this phenomenon
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Placing your family wealth in trust
The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most
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Qualifying for the Commonwealth Seniors Health Card
The Commonwealth Seniors Health Card (CSHC) provides eligible self- funded retirees and workers over pension age with concessions on prescription medicines and a range of other benefits, such as: •
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The role of estate planning in super
If you are thinking that a so called ‘Self-Managed’ superannuation fund (SMSF) might be suitable for you, one of the critical areas to address in the set-up phase is how
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Default insurance cover
Many Australians have default Life Insurance and Income Protection in their work super fund. This is probably an Industry super fund such as Cbus, Hesta or Care for example. Perhaps
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5 step superannuation check
Since you can’t access your superannuation until you reach a “Condition of release” which is for most people is retirement and that may be a long way off for some
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Longevity in financial planning
Everything we do has a time frame. Whether it’s when we want to wake up or decide to take a holiday, our everyday decisions often involve time. It’s no surprise
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DIY Insurance – will it work for you?
Research showing that Australians are underinsured, has prompted insurance companies to advertise simple insurance solutions on television. But are these quick and easy plans suitable for your family? A study
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Aged care – how will it affect your family?
As older Australians make up a larger portion of our population, affordable and reliable care options for our seniors become paramount to more families. Naturally, when investigating options for an
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