Buying a property is one of the biggest investments many people will make in their lives. When it comes to securing a mortgage, many buyers may be so focused on […]
Do you have the right insurance for your home loan? Read More »
Several years ago, Steve and Brian started a small web-design business, GotyaOnline. Steve was responsible for growing and supporting their client base, while Brian designed and built the websites. Expanding
Small business insurance – do you need it? Read More »
If you’re working and haven’t yet reached the point of financial independence, then income protection insurance should be on your radar. As the name implies, it can help you protect
Getting more out of income protection insurance Read More »
The story below was written by one of our long-time clients Kelly Exeter who lost her husband Anthony (Ant) in a freak accident two years ago. It is rare but
The value of financial advice when tragedy strikes – a personal story Read More »
Cybercrime rose sharply in 2020, as more people worked, shopped and socialised online due to the COVID-19 pandemic. Anyone can be a target, so it’s essential to be proactive when
How to protect your finances from cybercrime Read More »
When most people think about financial planning they tend to focus on the wealth creation side of things, but often forget about wealth protection. Building a financial plan without adequate
Don’t ignore this aspect of adequate insurance Read More »
Owners of very small businesses, also known as micro-businesses, frequently fail to allow for the risks they face. The main reason most business owners give for this oversight is they
Key person insurance – do you need it? Read More »
What is income protection insurance? Put simply, it’s insurance that aims to protect your income in the event that you can’t work due to illness or injury. How does income protection
Do you need income protection insurance? Read More »
It’s devastating when a natural disaster destroys or damages your home. Finding out you don’t have enough insurance can add to your distress. Understanding what events and damage are covered
Natural disasters and your home insurance Read More »
For many people, one of the most important roles in life is parenthood, but as an “unpaid” occupation, can a full-time Mum or Dad insure against the costs of not
Protection during parenthood Read More »
Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time if you are sick
A traumatic event is one that threatens your life or safety, or the lives of people around you. They are extremely common and may lead to posttraumatic stress disorder. This
The experience of trauma Read More »
Your income is the foundation upon which your family’s financial plans are built and in most people’s lives there won’t be a larger asset to protect than their cumulative income.
Protect your income! Read More »
It’s the middle of the night and you’re jolted awake by extreme pain in your chest. You feel like the life is being crushed out of you and immediately realise
Which is more precious…? Read More »
Many Australians have default Life Insurance and Income Protection in their work super fund. This is probably an Industry super fund such as Cbus, Hesta or Care for example. Perhaps
Default insurance cover Read More »
