A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well … maybe. […]
Are falls in interest rates good or bad for homebuyers? Read More »
If you entered the world between 1980 and 1996, you’re part of the “millennial generation”. You’ve grown up in an age of unprecedented abundance and incredible technical innovation, and as
Millennials and finance – your unique needs Read More »
Talk about hammering the plastic. In November 2016 Australia’s 16.7 million credit card accounts were used to make 226 million transactions with a total value of $27.8 billion. We are
Tap and go – is it too easy to use our credit cards? Read More »
If you were paid the average annual wage of $82,804 (1), you could potentially earn $10,000,000 over a 40-year working life (2). You would use this money for daily living,
What would happen if you couldn’t work? Read More »
Research over recent years suggests that the secret to a long and healthy life is to continue working and to stay in control of your finances and life. The nature
The future for retirement Read More »
Financial planning is, by its nature, forward-looking. What counts is where you are now and what you do in the coming months and years. That said; there’s good reason to
To stay on track, it pays to look back Read More »
There is no strict retirement age in Australia. For many people, the age at which they consider retiring from the workforce is generally decided by a couple of factors: The
Accessing super and qualifying age for the age pension Read More »
There are many alternatives to taking out a funeral insurance policy to pay for your last big expense in this world. One such alternative is a funeral bond. These bonds
An alternative way to pay Read More »
We are always hearing about how important it is to insure our own lives and income, but what about insuring our children’s? How would your adult child and their family
A great way to help your kids Read More »
There are a number of strategies that retirees can implement to help them retain or improve their cash flow when changes to the pension assets test take effect. Over 300,000
5 Strategies to prepare for the pension assets test changes Read More »
Have you ever awoken the morning after signing a contract for something – a gym membership, a car, a new phone plan, or a house – and thought “Oh, no! What have I done?”
by Russell Investments If you’re feeling a little bombarded by news about the US and Australian elections, Brexit fallout, RBA interest rate cuts, anaemic global growth—you’re not alone. In a
Seven habits of highly effective investors Read More »
Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may
Super or the mortgage – a case study Read More »
Since 2005, when the baby boomers started to age and retire en-masse, Australia has entered the beginning of a new era of intergenerational wealth transfer. It has been reported that
Investment bonds – a low cost, flexible, estate planning solution Read More »
You have insurance cover in your superannuation right? You probably think you’re adequately covered, yet if something were to happen to you, you might be in for an unpleasant surprise
Insurance in super – is your cover adequate? Read More »
