Talk about hammering the plastic. In November 2016 Australia’s 16.7 million credit card accounts were used to make 226 million transactions with a total value of $27.8 billion. We are […]
Tap and go – is it too easy to use our credit cards? Read More »
Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may
Super or the mortgage – a case study Read More »
If you want to repay your mortgage quickly and still have easy access to your additional repayments, an offset account may be worth using. What is an offset account? An
Offset accounts: A better way to manage your mortgage Read More »
“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are
7 ways to de-stress a mortgage Read More »
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and
A tale of two retirements – which would you choose? Read More »
The term ‘annuity’ is often mentioned in the financial press or TV advertising, but what actually are annuities and how do they work in practice? The word annuity itself originates
What is an annuity? Read More »
Refinancing a mortgage can be daunting. Fees Fixed versus variable interest rates Monthly charges These all need to be considered. The right refinanced loan could help you: pay off your
Should I refinance my mortgage? Read More »
Without the benefit of a crystal ball, it’s impossible to determine exactly how much one person will need to meet their individual retirement needs. We often hear that we’re living
Inflation-proofing your retirement Read More »
Credit card reward points, most of us have access to them but how do we get the best use out of them? The answer is NOT to spend more on
The best ways to maximise your rewards points Read More »
The work life of an oil and gas worker isn’t for everyone: 12 hour days on a platform in the middle of an ocean with nights spent in confined, shared
Many oil and gas workers still struggling despite the boom Read More »
