In order to protect card users, credit card providers are subject to stringent rules. Here’s a round-up of the most recent ones that have been put in place: Credit card […]
Do new rules for credit cards impact you? Read More »
Renting out a spare room can be a great way to earn some extra cash, particularly with the help of Airbnb and similar online services. However, it’s easy to overlook
Room to rent? Read this first Read More »
It goes without saying that homebuyers love low-interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well … maybe. Lower interest rates
Are low interest rates good for home buyers? Read More »
If you already have a Will then big tick for you! Effective estate planning ensures that should you die, your assets can be passed promptly and tax effectively to the
Is your Will up to date? Read More »
The Australian Taxation Office (ATO) is available to help and assist those who are doing the right thing. They will make it as simple as possible for eligible people in
COVID-19 early release super – integrity and compliance Read More »
The government regularly reminds us that each Australian must take responsibility for funding their future. Regardless of when you will be able to access your super, or when you choose
Superannuation is not a case of ‘set and forget’ Read More »
Many grandparents want to give their grandchildren a head start in life, and a common way to do so is to help out financially by paying some (or all) of
A different way to help your grandkids financially Read More »
Residential aged care is playing an increasing role in helping many older Australians enjoy comfortable and carefree lives. However, one of the tasks for anyone assisting an elderly relative with
How the family home can affect aged care fees Read More »
If you’re thinking about selling your home and downsizing, consider the pros and cons. Check if selling your home affects your government benefits. Consider the costs and your needs before
Downsizing in retirement Read More »
If you are an employee, there are two ways in which you can optimise the tax effectiveness of your additional super contributions: opt for a salary sacrifice arrangement, whereby your
Salary sacrifice vs personal contributions to super Read More »
Owners of very small businesses, also known as micro-businesses, frequently fail to allow for the risks they face. The main reason most business owners give for this oversight is they
Key person insurance – do you need it? Read More »
Financial literacy is a fundamental life tool. Teaching our kids about financial management from a young age should be a high priority as this is now recognised as an important
Financial literacy for our children Read More »
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs. If you’re struggling with
Switching home loans Read More »
Most people view share market downturns as unequivocally bad events. Suddenly, hard-earned savings aren’t worth as much as they were yesterday. It seems as if our money is evaporating, and
The upside of a market downturn Read More »
What is income protection insurance? Put simply, it’s insurance that aims to protect your income in the event that you can’t work due to illness or injury. How does income protection
Do you need income protection insurance? Read More »
